Acceptance of terms
By opening an account or using the Horwick platform you agree to these Terms of Service, our Privacy Policy and our Conflicts of Interest Policy. If you do not agree, do not use the platform.
Eligibility
You must be at least 18 years old, have full legal capacity, and not be resident in a restricted jurisdiction. You must complete identity verification under our AML & KYC Policy before trading.
Your account
You are responsible for keeping your credentials secure and for all activity on your account. Tell us immediately at [email protected] if you suspect unauthorised access.
Account types
We offer Starter, Trader and Pro accounts. Minimum deposits, fees and features are published on the homepage and may change with notice.
Trading and orders
Orders are executed on a best-execution basis. Prices shown are indicative until an order is filled. We may reject or cancel orders that are erroneous, exceed limits or breach these terms.
Fees
Trading fees, spreads and any other charges are disclosed before you place an order. There is no account maintenance fee.
Client assets
Client funds are held in segregated accounts, separate from Horwick’s own operating funds. Horwick cannot lend, pledge or use client assets for its own purposes.
Deposits and withdrawals
Deposits must come from accounts or wallets in your own name. Withdrawals are sent to the verified source you used to deposit, unless we agree otherwise after additional checks.
Risk disclosure
Trading virtual assets and CFDs involves significant risk. Prices can be highly volatile and you may lose all of your invested capital. Past performance is not a reliable indicator of future results. Only trade with money you can afford to lose.
Suspension and termination
We may suspend or close your account if required by law or regulators, if we suspect fraud or market abuse, or if you breach these terms. You can close your account at any time.
Limitation of liability
To the extent permitted by law, Horwick is not liable for indirect or consequential losses, or for losses caused by events beyond our reasonable control.
Governing law
These terms are governed by the laws of the Dubai International Financial Centre. Disputes are subject to the exclusive jurisdiction of the DIFC Courts.
Changes and contact
We will notify you of material changes at least 30 days in advance. Questions about these terms can be sent via the Contact page.