# Horwick — Win every market in one account

> Crypto, stocks, forex and CFDs on one regulated platform — deep liquidity, low fees, and up to 13.2% APY on idle cash.

Source: https://horwick.com/

## Win every market in one account.

Crypto, stocks, forex and CFDs on one regulated platform — deep liquidity, low fees, and up to 13.2% APY on idle cash.

- [Open an Account](https://auth.horwick.com/register)
- [Explore Markets](https://horwick.com/markets)

- VARA-regulated
- SOC 2
- ISO 27001
- 256-bit encryption

## Regulated. Segregated. On the record.

The facts behind your account, stated plainly.

### Platform scale

Built for volume, trusted by traders, and backed by a robust operating foundation.

- **$4.2B+** monthly volume traded
- **500,000+** traders worldwide
- **200+** markets available

### Licensed, regulated, and built for client protection.

- **Regulator**: Virtual Assets Regulatory Authority (VARA), Dubai — [verify on vara.ae](https://www.vara.ae/)
- **License**: VARA licence no. 678 789 900
- **Custody & fund protection**: Client funds are held in segregated accounts, separate from Horwick's own operating funds. Horwick cannot lend or use them.

## Upgrade your trading experience

Everything you need to trade with confidence — built into one fast, regulated platform.

### Savings

Earn up to 13.2% APY on balances you aren't trading. A €10,000 deposit grows to €11,320 in a year. Rate depends on account type.

**€10,645** 6 Months:

**€11,320** After 12 Months:

**Fast execution**: Orders filled in <100ms, even when the market moves fast.

### Fast withdrawals

Most withdrawals clear directly to your bank account within minutes, fully automated.

- Requested
- Sent
- Received

### Pro tools built in

Spot & Perps, copy trading, auto-invest, advanced charts and risk tools in one app.

- Spot & Perps
- Auto-invest
- Advanced Charts
- Risk Tools
- Copy Trading

### Tight spreads

Industry-leading spreads from 0.01% across 200+ global markets, from crypto to forex.

**$68,240** You sell at

**$68,246** You buy at

## Trade every market worldwide

Access crypto, stocks, forex and commodities across borders — optimise execution and stay connected to your portfolio wherever you are.

### Portfolio value

- **Bitcoin**: $124,500
- **Ethereum**: $75,820
- **Apple**: $48,000

### Live markets

Every 5 min

- **Bitcoin**
- **Ethereum**
- **Solana**
- **Apple Inc.**
- **NVIDIA Corporation**
- **Binance Coin**

## Pick the account that fits

Minimum deposit and core conditions

[Compare in detail](https://horwick.com/account-types)

|  | Starter | Trader | Pro |
| --- | --- | --- | --- |
| Minimum deposit | €250 | €500 | €5,000 |
| Trading fee | 0.10% | 0.06% | 0.02% |
| Savings APY | up to 5% | up to 9% | up to 13.2% |
| Copy trading | Yes | Yes | Yes |
| Advanced charts & risk tools | No | Yes | Yes |
| Support | 24/7 chat | 24/7 chat | Dedicated manager |

## Start trading in four steps

No paperwork marathon. Verification usually takes under 10 minutes

- **Create account**: Sign up with your email and set a password. No forms to print, no branch visit. — Step 01
- **Verify**: Confirm your identity in the app with a photo ID and a quick selfie. — Step 02 — Checklist: Photo ID, Liveness check, Proof of address
- **Fund**: Deposit from €250 by bank transfer, card or crypto. — Step 03
  - **Bank transfer**: Free
  - **Card**: Instant
  - **Crypto**: ~10 min
- **Trade**: Pick a market and place your first order on web or mobile. — Step 04

## Powerful trading tools for every move

Spot & Perps, Copy Trading, Auto-invest, Advanced Charts and Risk Tools - on desktop and in your pocket.

- [Open an Account](https://auth.horwick.com/register)
- [Log in](https://auth.horwick.com/login)

### Spot & Perps

Trade spot and perpetual contracts from one account. Seamlessly switch between spot trading and advanced derivatives with deep liquidity, tight spreads, and unified collateral management — all without transferring funds between separate wallets.

### Copy Trading

Follow experienced traders and mirror their positions automatically, with your own limits on size and risk.

### Auto-invest

Set a recurring buy for any market and let the plan run on schedule.

### Advanced Charts

Professional charting with indicators, drawing tools and multi-timeframe layouts.

### Risk Tools

Stop-loss, take-profit and position alerts that protect every trade.

## Your money and data, protected

Each claim below links to its source.

- **Segregated funds**: Client assets are held apart from company funds and can't be used for Horwick's operations. — 01 • CUSTODY — [Custody policy](https://horwick.com/legal/terms-of-service)
- **AES-256 encryption**: Data is encrypted in transit and at rest, with two-factor authentication on every account. — 02 • ENCRYPTION — [Security whitepaper](https://horwick.com/legal/privacy-policy)
- **VARA framework**: Operating under the Dubai VARA rulebook, including AML and KYC requirements. — 03 • REGULATION — [vara.ae](https://www.vara.ae/)

## What traders say

Real accounts, real numbers — not just star ratings.

[Get in touch](https://horwick.com/contact)

- **Withdrawals land fast**
- **Auto-invest just works**
- **Fills stay tight**
- **Support replies in minutes**
- **Charts feel professional**
- **Copy trading pays off**

- **Daniel K.**: “I initiated a transfer to my bank, fully expecting the usual 2-3 day wait. To my surprise, the funds cleared the very same afternoon! I decided to test this against my previous broker, and Horwick proved to be exactly two days faster. This level of liquidity is a game-changer for active traders.” — Swing trader, Berlin
- **Amira S.**: “I set up a weekly auto-invest into BTC and ETH in two minutes and haven't touched it since. The orders go through on schedule, every single time.” — Long-term investor, Dubai
- **Marco R.**: “The charting is on par with the desktop tools I used to pay for — multi-timeframe layouts, clean indicators, and it's fast on mobile too.” — Technical trader, Milan
- **Lena P.**: “I had a question about a pending withdrawal at 11pm. A real person answered in four minutes and sorted it out right in the chat.” — Crypto trader, Warsaw

## Questions? We’re glad you asked.

- **What is the minimum deposit?**: From €250 on the Starter account, €500 on Trader and €5,000 on Pro.
- **What are the fees?**: Trading fees start at 0.10% and drop to 0.02% on Pro. There is no account maintenance fee.
- **How long do withdrawals take?**: Most withdrawals clear to your bank account within minutes, fully automated.
- **Is Horwick regulated?**: Yes. Horwick is regulated by the Virtual Assets Regulatory Authority (VARA), Dubai.
- **Which documents do I need?**: A valid photo ID and proof of address.

[Visit the full Help Center](https://horwick.com/contact)

## Take control of your trading. Start smarter today.

Track global markets, earn up to 13.2% APY on idle balances, and manage everything from a single intuitive platform.

- [Open an Account](https://auth.horwick.com/login)
- [Explore Markets](https://horwick.com/markets)